3/20

 As a 16-year-old, I’m already thinking about how to avoid student loan debt in the future. I plan to start saving early, so I have money set aside for college and don’t rely too much on loans. I’m also considering applying for scholarships and looking into schools that offer good financial aid packages. To keep costs down, I might attend a community college for the first two years and then transfer to a university. I want to be realistic about my career goals and find a college that gives me good value for my degree. Ultimately, my goal is to make sure my education doesn’t come with a burden of debt that I can’t pay off after graduation.

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